Resources
R E S O U R C E S
Know Before You Close
Education and tools to help buyers, sellers, lenders, and agents navigate every transaction with confidence. Whether you’re a first-time buyer or a seasoned investor, the right information makes every closing smoother.
Understanding FIRPTA
If your real estate transaction involves a foreign seller, FIRPTA — the Foreign Investment in Real Property Tax Act — requires the buyer to withhold a portion of the purchase price for the IRS. Understanding these rules before closing protects both parties and prevents costly compliance issues.
Frequently Asked Questions
New to the closing process? This FAQ covers the most common questions buyers, sellers, and agents ask about title insurance, escrow accounts, earnest money, closing costs, and what to expect on closing day.
What Is Title Insurance?
Title insurance protects homebuyers and lenders against financial losses from defects in a property's title. Unlike other insurance, it covers issues from the past — not future events. Every Texas homebuyer should understand what their policy covers before they close.
Read the CFPB GUIDE →
Texas Land Title Association (TLTA)
The Texas Land Title Association is the statewide organization representing Texas title insurance companies and agents. TLTA sets professional standards, supports industry education, and advocates for consumers and title professionals across the state. STX Title Company is proud to be a TLTA member.
Visit TLTA.COM →
County Appraisal District Links
Rio Grande Valley Appraisal Districts
Use these links to look up property tax information, appraisal values, and ownership records for properties in the Rio Grande Valley.
Texas Title Insurance Rate Update — Effective March 1, 2026
The Texas Department of Insurance authorized a change to the Title Insurance Basic Premium Rate under Commissioner’s Order 2025-9697. The updated Premium Rate Chart took effect March 1, 2026. Contact STX TITLE COMPANY, LLC in Harlingen with any questions about how this rate change applies to your specific transaction.
Link to: Commissioner’s Order 2025-9697 and Premium Rate Chart (TDI website) when available
Have a Question? We're Here to Help.
Contact our Harlingen office and speak directly with an experienced title professional.
Have a Question? We're Here to Help.
Contact our Harlingen office and speak directly with an experienced title professional.