STX TITLE COMPANY, LLC, Efficiency → Experience → Trust
Your Closing. Our Commitment.
Serving the Rio Grande Valley and all of Texas with dependable title insurance built on accuracy, integrity, and personal attention — from open order to recorded policy.
“We can close anywhere in the state of Texas”
4.9
CLIENT REVIEWS
- Residential Purchases & Sales
- Refinance & Equity Closings
- Commercial Transactions
- Builder & New Construction
- Title Examination & Commitment
- Escrow Administration
APARTMENTS
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About STX TITLE COMPANY, LLC
Every Transaction Deserves Careful Handling
At STX TITLE COMPANY, LLC, we believe every real estate transaction deserves careful handling, clear communication, and dependable service. Our mission is to deliver a closing experience built on professionalism, integrity, and efficiency.
- LICENSED IN TEXAS
- RGV LOCAL & TRUSTED
- RESIDENTIAL & COMMERCIAL
- TRANSPARENT COMMUNICATION
- TLTA MEMBER
63+
YEARS OF EXPERIENCE
Jason Mann
CEO, FOUNDER
ATTORNEY AT LAW
01.
Integrity in Every File
Full transparency at every step — no surprises, no hidden costs, no ambiguity
at the closing table
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02.
Proactive Problem-Solving
We identify and resolve title defects early so your closing stays on track and
on time.
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03.
Personal Attention
Real people, real answers. You will always know where your file stands throughout the process.
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04.
OUR OFFICE
1305 N. Stuart Pl Rd., Harlingen, TX 78552 ·
(956) 357-0010
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W H A T W E D O
Title Insurance Services
Comprehensive closing solutions for every transaction type Residential, Commercial, New Construction, and morethroughout the Rio Grande Valley and all of Texas.
01.
Residential Title Insurance
Contract intake, title search, commitment
issuance, requirement clearance, closing
coordination, funding, and recording —
handled with precision
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02.
Refinance & Equity Closings
Lender-driven timelines, payoff coordination, document execution, and compliant disbursement to keep your refinance on schedule
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03.
Commercial Transactions
Complex ownership structures, entity documentation, survey review, and tailored
escrow workflows for commercial closings of all sizes.
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04.
Builder & New Construction
Phase scheduling, buyer coordination, and consistent closing execution for builders and developers throughout South Texas
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05.
Title Examination & Commitment
Search and analysis of public records; issuance of commitment outlining Schedule A/B requirements and exceptions.
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06.
Escrow Administration
Earnest money management, payoff verification, prorations, funding conditions, and final disbursement with a full audit trail.
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Clean Title, Fewer Surprises — Our proactive review identifies and resolves title defects early — before they become closing-day problems. We protect buyers, sellers, and lenders with thorough examination and clear communication at every step.
How It Works
Our Closing Process
Six streamlined steps from contract to keys keeping every party informed and
every closing on schedule.
01
Open Order
We receive the contract or refinance order, assign your file, and confirm receipt with all parties. Our team begins working immediately.
02
Title Review
Our examiners search and analyze public records to identify any issues affecting title. We issue the commitment outlining Schedule A/B requirements and exceptions.
03
Clear Requirements
We proactively work to resolve any title defects, liens, or requirements before closing — communicating clearly with all parties throughout.
04
Prepare Closing
Settlement statements, closing disclosures, and all documents are prepared and distributed to buyers, sellers, and lenders for review in advance.
R E S O U R C E S
Know Before You Close
Education and tools to help buyers, sellers, lenders, and agents navigate every transaction with confidence across the Rio Grande Valley and the State of Texas.
Understanding FIRPTA
Foreign investment in U.S. real property — what buyers and sellers need to know about federal withholding requirements in transactions involving a foreign person.
Frequently Asked Questions
Common title and escrow questions answered clearly — from what title insurance covers to how earnest money works and what to expect at the closing table.
What Is Title Insurance?
Why every homebuyer needs title insurance — and what it protects you from long after the sale is complete. A must-read for first-time buyers.
Read the CFPB GUIDE →
Texas Land Title Association
The statewide association representing the Texas title insurance industry — setting standards, supporting education, and advocating for consumers and professionals.
Visit TLTA.COM →
Texas Title Insurance Rate Update — Commissioner's Order 2025-9697 authorized a change to the Title Insurance Basic Premium Rate. The updated Premium Rate Chart is effective March 1, 2026. Contact our Harlingen office with questions about how this applies to your transaction.
Frequently Asked Questions
Title insurance is a very unique insurance policy that protects your ownership in real property — in most cases, your home. Unlike other policies, title insurance protects the owner from past errors related to ownership history rather than future risks such as fire, flood or other physical damages. Title coverage is based on the careful research of past ownership records and is designed to address any overlooked or outstanding issues prior to your taking possession of your property.
Title insurance primarily focuses on protecting against title defects and ownership issues, while homeowner's insurance covers damage to the property and personal liability. They serve different purposes in safeguarding your investment.
Once a real estate contract is executed the team will perform a title search to investigate public records and determine the history of a property's ownership. We will identify and resolve any issues before issuing a policy and closing your transaction.
The cost of title insurance is set annually by the Texas Department of Insurance (TDI), not the title company. It is a one-time premium paid during the closing of a real estate transaction. The party responsible for paying for title insurance is negotiated when a real estate contract is executed.
Title insurance covers issues such as unknown liens, fraud, forgery, and errors in public records. It does not cover property damage or personal liability claims.
Owner's title insurance typically lasts as long as you or your heirs have an interest in the property. It is not transferable; the new owner will need to purchase their own policy
If a covered title issue arises, we will provide legal defense and financial protection, potentially covering any losses related to the issue.
Your team will conduct extensive research on property records to identify any potential issues with the title. This research helps us underwrite and issue policies to get your transaction closed.
Yes, title insurance is still essential when buying a newly constructed home. It protects against any title issues that may have arisen during the construction process.
You can request a quote by clicking the link below and entering some basic information about your transaction. If you have any questions, please reach out to our team and we are more than happy to assist you with this.
C O L L A B O R A T I O N
Our Underwriter
“People do business with those they know, like and trust” — First National Title Insurance
G E T I N T O U C H →
Ready to Open an Order?
Whether you are a buyer, seller, real estate agent, lender, or builder anywhere in the Rio Grande Valley or in the State of Texas — we are here to help move your transaction forward.
Phone
(956) 357-0010
Address
1305 N. Stuart Pl Rd., Harlingen, TX 78552
Service Areas
"Serving Cameron · Hidalgo · Willacy · and all of the State of Texas"
Proud member of the Texas Land Title Association — committed to the highest standards in Texas title services. | www.tlta.com